Terms of Service

1. Agreement to Terms

By accessing or using the website and services of Santa Barbara Hard Money Lender Service("we," "our," or "us"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our website or use our services.

2. Use of Our Services

Our hard money lending services are available to qualified borrowers for real estate investment purposes. By submitting a loan application or using our services, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into binding contracts
• All information you provide is accurate, complete, and current
• You are seeking financing for investment properties, not owner-occupied residences
• You will use our services only for lawful purposes

4. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which can be found at /privacy. By using our website and services, you consent to the collection and use of information as detailed in the Privacy Policy.

5. Intellectual Property

The content, organization, graphics, design, and other matters related to our website are protected under applicable copyrights, trademarks, and other proprietary rights. Copying, redistributing, use or publication by you of any such matters or any part of the website is prohibited without express written permission.

6. Disclaimer of Warranties

Our services and website are provided on an "as is" and "as available" basis without any warranties of any kind. We do not warrant that our services will be uninterrupted, timely, secure, or error-free.

7. Limitation of Liability

In no event shall Santa Barbara Hard Money Lender Service, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services or website.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action arising out of or relating to these Terms shall be filed only in the state or federal courts located in Santa Barbara County, California.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page. Your continued use of our services after any changes constitutes acceptance of the new terms.

10. Contact Information

If you have any questions about these Terms of Service, please contact us: